For many people, these services constitute a real need, and yet, are not at all or insufficiently covered by compulsory health insurance.
TOP
With the TOP supplementary health insurance, you can insure important outpatient services in Switzerland and abroad at a favorable premium rate.
Abroad
Full coverage of emergency cases for 12 months, worldwide legal protection abroad, legal and court costs up to CHF 250'000.– in Europe / up to CHF 50'000.– outside Europe.
Eyeglass lenses and contact lenses
90%, up to CHF 150.– per year (after deducting benefits in line with the Federal Act on Health Insurance).
Aids
90%, up to CHF 1'000.– per year, if prescribed by a doctor, in accordance with the list of aids and materials.
Medicines
90% of medicines not covered by mandatory health insurance (Swissmedic-recognised medicines). There is no entitlement to get reimbursement for medicines specified on the list of pharmaceutical products for special application (LPPA) or its supplementary list (LPPV).
Non-medical psychotherapy
75%, up to CHF 3'000.– per year for therapists recognised by KLuG.
Patient legal protection
Up to CHF 250'000.– per year.
Personal assistance
Full coverage for medication prescribed by a doctor, subject to compulsory health insurance.
Transport / rescue costs / search
Medically necessary emergency transport, rescues, up to CHF 20'000.– per year in Switzerland (from 1 Jan 2009 up to CHF 100'000.– per year) / search worldwide up to CHF 20'000.–.
Dental treatment
Teeth misalignment up to the age of 20, 75% of costs, up to CHF 10'000.– per year.
Special forms of treatment
In accordance with the list of special forms of treatment. 75%, up to CHF 3'000.– per year.
Accident exclusion
10% of premium reduction